Lucyd: Ergonomic AR Smartglasses

Lucyd AR smartglasses are designed to be comfortable.

With a team of leading scientists and 13 patents, Lucyd seeks to bring augmented reality (AR) to the mainstream by making smartglasses that are ergonomic and appear like regular glasses. With the understanding that the public demands AR devices that are comfortable and inconspicuous, Lucyd has designed their smartglasses to meet these preferences. Lucyd is also minting its own token on the blockchain to build an ecosystem that continues to grow and improve. The smartglasses are slated to be release in 2019.

Essential to building a thriving ecosystem of innovation is the native token, LCD, that will be rewarded to developers of AR apps for the smartglasses, with the amounts rewarded based on user reviews. Users who provide reviews will also be rewarded with LCD, ensuring a continuous feedback loop that improves the technology and user experience. The LCD token will run on top of the Ethereum blockchain, which is decentralized and secure, thus allowing users of the platform to store them with popular Ethereum wallets and trade them at exchanges, including to convert them to fiat currencies.

To make the Lucyd smartglasses look and feel like normal glasses, the computing power of the smartglasses will be done using a smartphone, with the smartglasses acting as a periphery device. The use of smartphones for the raw computing power will keep the smartglasses light and comfortable. The smartglasses will have the wires for transmitting data in the stems, to prevent them from being noticeable and thus awkward to wear. Additionally, the microdisplays on the lenses will be transparent and thus unnoticeable while in public.  These microdisplays will conveniently provide information about objects, people, and landmarks surrounding users, and will also enable users to view their email while taking a stroll.

The crowdsale for Lucyd ends February 28, 2018, during which time investors will be able to buy the LCD token for $0.25. A maximum of 100,000,000 LCD will be created, keeping the supply restricted to benefit token holders. Half of these tokens will be offered to the public during the crowdsale, and the tokens dedicated to the team will be locked for 12 months to safeguard the interests of investors. Investors interested in bringing AR to the mainstream should thus consider this project backed by prominent scientists with ambitious aims.

Author: pushups44

To find more information about Lucyd:

Website: https://www.lucyd.co

Whitepaper: https://www.lucyd.co/wp-content/uploads/2017/09/whitepaper.pdf

How ETHLend Will Democratize Finance

The ETHLend lending platform will be decentralized.

The ETHLend project aims to establish a decentralized peer-to-peer lending platform for cryptocurrencies on top of the Ethereum blockchain, and in so doing has the potential to revolutionize and democratize finance. Currently, lending is dominated by very large financial institutions that increase costs to justify their operations. The ETHLend platform, using blockchain technology and “smart contracts,” threatens to disrupt this financial status quo and remove needless intermediaries to provide more favorable terms to borrowers and lenders.

On the ETHLend platform, anyone with the ETHLend token, LEND, or other collateral such as ERC20 tokens or Ethereum Name Service (ENS) domains can provide loans to borrowers by bidding competitively. Lenders offering the lowest rates of interest win the auctions, giving borrowers the best possible deals and incentivizing use of the platform. The platform will also provide lenders with data on borrowers to determine their level of risk based on their histories. As a decentralized platform, ETHLend will not offer any loans: the exchange of value will take place among the users.

Because of the competitive rates of interest on the platform, and because of the international reach of the platform, borrowers will be able to access funds that would otherwise be unavailable to them or would be much more costly. This will have the effect of creating new economic opportunities globally. Businesses will be able to expand or pay expenses that arise unexpectedly by using the ETHLend platform. Because of the international scope of cryptocurrencies and the ease with which they can be exchanged with one another and fiat currencies, the platform will be available to people from all over the world.

The accessibility of loans will level the playing field economically. With large institutions currently dominating finance, those of humble financial means or connections are often not given consideration. ETHLend will turn the system on its head by empowering individuals and removing the financial intermediaries that traditionally have excluded ordinary people from obtaining loans at reasonable rates of interest. The smart contract capabilities of the Ethereum blockchain remove the need for these intermediaries.

The ETHLend LEND token is ERC20 compatible.
The LEND token is ERC20 compatible.

The LEND token is ERC20 compatible and can be stored in standard Ethereum wallets. The total supply of LEND will be one billion, and about a third of that supply will be held by the project for administrative expenses and marketing. LEND token holders will receive benefits to incentivize their use of the platform, such as LEND airdrops and reduced fees.

The ETHLend token crowdsale will take place from November 25 to December 9, 2017. During the crowdsale, one Ether (ETH) will purchase 25,000 LEND. The minimum amount of ETH to participate is 0.01.

*I am receiving ETHLend tokens for the growth of the community.

For more information about ETHLend:

Website: https://ethlend.io/en/

Whitepaper: https://github.com/ETHLend/Documentation/blob/master/ETHLendWhitePaper.md

Author: pushups44

Hero: Banking the Unbanked

Hero will provide banking services in Southeast Asia.

Hero, a cryptocurrency project aiming to provide banking services to the unbanked in Southeast Asia, is running a crowdsale beginning November 20, 2017, aiming to raise funds to provide these services using blockchain technology. The organization behind this crowdsale has operated since 2015 as PawnHero, offering a virtual pawnshop to provide loans at a discount to unbanked and underserved communities. Alibaba and Softbank both have invested in PawnHero.

The currency of the blockchain platform is the Hero Origen Token (HERO), which will provide unique benefits and privileges to token holders. The platform in which this token will be primarily used along with unique financial services is the Hero Capital Market Platform. HERO tokens will also be very liquid at numerous exchanges and will be convertible to other tokens and cryptocurrencies used outside of the platform.

Using the internet and blockchain technology, Hero aims to undercut mainstream financial institutions that have neglected billions of people all over the world, as stated in the Bitcointalk ANN thread. By using mobile apps and connecting borrowers and lenders, Pawnhero has been able to reduce interest rates to borrowers by as much as half compared to traditional pawnshops. The Hero cryptocurrency project has the potential to leverage this user base and the organization’s experience in dealing with the unbanked to provide the benefits of blockchain technology. Running on top of Ethereum, users can execute “smart contracts” based on preconditions agreed by both parties to avoid intermediaries with automatic execution and transfer of value. The platform will also be able to give lenders useful information on credit risk based on data on borrowers from the blockchain.

The Hero team has extensive experience in finance, marketing, and entrepreneurship, and is led by David Margendorff, who founded PawnHero. Given the team’s track record of success in business, investor confidence will be buoyed, which will help in attracting the funds needed to meet its goals.

The Hero team has plenty of experience in finance.
Click the image to view the Hero team.

Southeast Asia in particular is poised for massive economic growth, with a rapidly-emerging, tech-savvy middle class. According to its website, Southeast Asia has the fastest-growing rate of internet use and is the fourth largest internet market in the world. By 2025, according to a study by Google and Temasek, the internet economy of Southeast Asia will be $200 billion. With more people having Facebook than bank accounts in this part of the world, the potential growth for servicing these populations is massive.

According to the project’s whitepaper, HERO token holders will receive 20 percent of the fees charged to users of the platform on a quarterly basis, with the ultimate goal of giving token holders these payments every month. These payments will be issued in Ether (ETH) to associated addresses and will be proportional to the amount of HERO owned.

The Hero crowdsale offers special bonuses.

During the crowdsale, one HERO token will be worth .005 ETH, though investors will be entitled to bonuses that will depend on how early they buy the tokens. HERO tokens are ERC20 compatible and can be stored in standard Ethereum wallets.

*I am receiving Hero tokens for the growth of the community.

Bitcointalk author: pushups44